Mackay Regional Financial Counselling Service Resource Directory for Sugar Industry Stakeholders – Financial Options

Some options and associated information sources for sugar industry stakeholders regarding their personal financial positions are highlighted.

Increase Income

Employment and Training

Department of Employment and Training
Central Queensland Institute of TAFE
Canegrowers Mackay Training and Development

Increase Productivity, Profitability, Sustainability

Bureau of Sugar Experiment Stations
Mackay Area Productivity Service
Plane Creek Productivity Services
Sugar Services
Department of Primary Industries and Fisheries
Canegrowers Mackay
Canegrowers Proserpine
Department of Natural Resources
Small Business Assistance
Centrelink

Income Supplements

Queensland Rural Adjustment Authority
Department of State Development and Innovation
Centrelink
Sunwater

Rent Properties – On and Off-Farm

Residential Tenancy Authority
Community Housing Resource Service
Community Rent Scheme
Tenant Advice Mackay
Tenancy and Housing Information Whitsundays

Decrease Expenditure

Money Management

DPIF Farm Financial Counsellor (business)
Mackay Regional Financial Counselling Service (personal)

Discounts/Waivers

Centrelink & Department of Veteran’s Affairs
Australian Taxation Office (fuel)
Queensland Transport (49531566)
Ergon Energy (fees, tariffs 131046)
Telephone Companies
Local Government Councils (rates)
Health Care Services
Central Queensland Institute of TAFE
Travel Services

Sell/Lease Assets

Farms/Houses/Shares

DPIF Farm Financial Counsellor
Centrelink – grant options
Canegrowers
Accountants
Banks
Real Estate Agents

Bankruptcy and Alternatives

ITSA (1300 364 785)
DPIF Farm Financial Counsellor
Mackay Regional Financial Counselling Service
Small Business Assistance

Negotiate with Creditors

DPIF Farm Financial Counsellor
Mackay Regional Financial Counselling Service
Banks
Credit Institutions

Other Possibilities

Are you eligible for credit insurance payments?
Check your loan agreement

Are you eligible for early release of superannuation?
Check with your super fund and/or APRA (see website)

For contact details of sources please refer to relevant sections of this directory.

This information is a guide only as each farm situation offers a range of alternatives and accompanying sources of information. If you have further queries please contact Mackay Regional Financial Counselling Service on 49572626.